/* ==========================================================================
   Fortis Insurance Brokers — style.css
   Pure vanilla CSS · No frameworks · Relative assets · HTTPS-safe
   ========================================================================== */

:root {
  --blue:        #0071bc;
  --blue-dark:   #005a96;
  --blue-deep:   #0a2540;
  --gold:        #d4af37;
  --gold-dark:   #b8962e;
  --white:       #ffffff;
  --bg-soft:     #f4f7f6;
  --ink:         #2d3748;
  --ink-soft:    #5a6577;
  --line:        #e2e8f0;
  --font-stack:  system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI",
                 Roboto, Helvetica, Arial, sans-serif;
  --radius:      12px;
  --radius-sm:   8px;
  --shadow-sm:   0 2px 8px rgba(10, 37, 64, 0.06);
  --shadow-md:   0 6px 24px rgba(10, 37, 64, 0.10);
  --container:   1160px;
  --header-h:    130px;
}

/* --- Reset --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-stack);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { display: block; max-width: 100%; height: auto; }
a { color: var(--blue); text-decoration: none; }
button { font-family: inherit; cursor: pointer; }

.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: 1.25rem; }

a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 3px solid var(--gold); outline-offset: 2px;
}

/* --- Typography --- */
h1 { font-size: clamp(1.75rem, 3.6vw, 2.6rem); line-height: 1.18; letter-spacing: -0.015em; font-weight: 800; }
h2 { font-size: clamp(1.45rem, 2.6vw, 2rem);   line-height: 1.22; letter-spacing: -0.01em;  font-weight: 750; }
h3 { font-size: 1.08rem; line-height: 1.3; font-weight: 700; }

.eyebrow {
  display: inline-block; font-size: 0.72rem; font-weight: 800;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold-dark); margin-bottom: 0.65rem;
}
.section-lede { color: var(--ink-soft); max-width: 56ch; margin-top: 0.75rem; }
.section-lede-center { margin-inline: auto; text-align: center; }
.heading-rule {
  display: block; width: 60px; height: 4px; border-radius: 4px;
  background: var(--gold); margin: 1rem auto 0;
}

/* ==========================================================================
   Announcement bar
   ========================================================================== */
.announcement-bar { background: var(--blue); color: var(--white); text-align: center; padding: 0.45rem 1rem; }
.announcement-bar p { font-size: 0.78rem; font-weight: 800; letter-spacing: 0.28em; }

/* ==========================================================================
   Header & Navigation
   ========================================================================== */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: var(--white); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-sm);
}
.header-inner {
  display: grid; grid-template-columns: 1fr auto 1fr;
  align-items: center; min-height: var(--header-h); gap: 1rem;
}
.header-phone {
  justify-self: start; display: inline-flex; align-items: center; gap: 0.5rem;
  font-weight: 800; font-size: 0.95rem; color: var(--blue); transition: color 0.2s;
}
.header-phone:hover { color: var(--blue-dark); }
.header-phone .icon { width: 18px; height: 18px; flex-shrink: 0; }
.header-logo img { max-width: 475px; height: auto; max-height: 145px; width: auto; object-fit: contain; }
.header-right { justify-self: end; display: flex; align-items: center; gap: 0.75rem; }
.user-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 40px; height: 40px; border: 1px solid var(--line); border-radius: 50%;
  background: var(--white); color: var(--ink); transition: color 0.2s, border-color 0.2s, background 0.2s;
}
.user-icon:hover { color: var(--blue); border-color: var(--blue); background: var(--bg-soft); }
.user-icon .icon { width: 19px; height: 19px; }

.hamburger {
  display: none; flex-direction: column; justify-content: center; gap: 5px;
  width: 42px; height: 42px; padding: 10px;
  background: none; border: 1px solid var(--line); border-radius: var(--radius-sm);
}
.hamburger-line { display: block; width: 100%; height: 2px; background: var(--ink); border-radius: 2px; transition: transform 0.25s, opacity 0.25s; }
.hamburger[aria-expanded="true"] .hamburger-line:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger[aria-expanded="true"] .hamburger-line:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] .hamburger-line:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.primary-nav { border-top: 1px solid var(--line); }
.nav-list { list-style: none; display: flex; justify-content: center; gap: 0.25rem; flex-wrap: wrap; }
.nav-link {
  position: relative; display: inline-block; padding: 0.9rem 1.2rem;
  font-size: 0.94rem; font-weight: 800; letter-spacing: 0.1em;
  color: var(--ink); transition: color 0.2s;
}
.nav-link::after {
  content: ""; position: absolute; left: 1.1rem; right: 1.1rem; bottom: 0.45rem;
  height: 3px; border-radius: 3px; background: var(--gold);
  transform: scaleX(0); transform-origin: center; transition: transform 0.25s;
}
.nav-link:hover { color: var(--blue); }
.nav-link.is-active { color: var(--blue); }
.nav-link.is-active::after { transform: scaleX(1); }

/* ==========================================================================
   Shared section & page intro
   ========================================================================== */
.section { padding: 4rem 0; }
.section-alt { background: var(--bg-soft); }
.section-head { max-width: 640px; margin-bottom: 2.5rem; }
.page-intro {
  background: linear-gradient(180deg, var(--bg-soft) 0%, var(--white) 100%);
  border-bottom: 1px solid var(--line); padding: 3.25rem 0 2.5rem;
}
.page-intro-center { text-align: center; }

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
  display: inline-block; border: none; border-radius: 999px;
  padding: 0.85rem 2rem; font-size: 0.85rem; font-weight: 800; letter-spacing: 0.1em;
  transition: transform 0.15s, box-shadow 0.15s, background 0.15s, color 0.15s;
}
.btn:hover { transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn:active { transform: translateY(0); }
.btn-gold { background: var(--gold); color: var(--blue-deep); }
.btn-gold:hover { background: var(--gold-dark); color: var(--white); }
.btn-blue { background: var(--blue); color: var(--white); }
.btn-blue:hover { background: var(--blue-dark); }
.btn-ghost { background: transparent; color: var(--ink-soft); border: 1px solid var(--line); }
.btn-ghost:hover { color: var(--ink); border-color: var(--ink-soft); box-shadow: none; }
.btn-block { width: 100%; text-align: center; }

/* ==========================================================================
   HOME — Hero
   ========================================================================== */
.hero {
  background: linear-gradient(90deg, rgba(10,37,64,0.05) 0%, rgba(10,37,64,0) 100%), var(--white);
  border-bottom: 1px solid var(--line); padding: 3.5rem 0;
}
.hero-grid { display: grid; grid-template-columns: 1.15fr 1fr; gap: 3rem; align-items: center; }
.hero-media {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  box-shadow: var(--shadow-md); aspect-ratio: 3/2; background: var(--bg-soft);
  position: relative;
}
.hero-media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.photo-credit {
  position: absolute; right: 0; bottom: 0; margin: 0; padding: 0.25rem 0.6rem;
  background: rgba(10,37,64,0.55); color: rgba(255,255,255,0.85);
  font-size: 0.68rem; letter-spacing: 0.01em; border-top-left-radius: 6px;
}
.photo-credit a { color: inherit; text-decoration: underline; }
.hero-card {
  background: var(--white); border: 1px solid var(--line); border-top: 4px solid var(--gold);
  border-radius: var(--radius); box-shadow: var(--shadow-md); padding: 2.25rem 2rem;
}
.hero-card h1 { margin-bottom: 0.9rem; }
.hero-sub { color: var(--ink-soft); margin-bottom: 1.5rem; }

/* ==========================================================================
   HOME — Feature ribbon
   ========================================================================== */
.feature-ribbon { background: var(--blue); color: var(--white); padding: 1.6rem 0; }
.feature-ribbon p { text-align: center; font-size: 0.98rem; max-width: 62rem; margin-inline: auto; }
.feature-ribbon strong { color: #ffe9a8; }

/* ==========================================================================
   HOME — Coverage catalog
   ========================================================================== */
.coverage-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }
.coverage-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.6rem 1.4rem; box-shadow: var(--shadow-sm);
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.coverage-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--blue); }
.coverage-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 46px; height: 46px; border-radius: var(--radius-sm);
  background: rgba(0,113,188,0.08); color: var(--blue); margin-bottom: 1rem;
}
.coverage-icon svg { width: 24px; height: 24px; }
.coverage-card h3 { margin-bottom: 0.45rem; }
.coverage-card p { font-size: 0.9rem; color: var(--ink-soft); }
.coverage-card-featured { border-top: 4px solid var(--gold); }
.coverage-card-featured .coverage-icon { background: rgba(212,175,55,0.14); color: var(--gold-dark); }

/* ==========================================================================
   HOME — Industry Hub Grid
   ========================================================================== */
.industry-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.industry-card {
  position: relative; display: block; background-color: var(--blue-deep); color: var(--white);
  background-size: cover; background-position: center;
  border-radius: var(--radius); overflow: hidden; padding: 2rem 1.5rem 1.75rem;
  min-height: 220px; box-shadow: var(--shadow-sm);
  transition: transform 0.2s, box-shadow 0.2s;
}
.industry-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.industry-card::before {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(160deg, rgba(0,113,188,0.62) 0%, rgba(10,37,64,0.93) 78%);
}
.industry-icon {
  position: relative; z-index: 1; display: inline-flex; align-items: center; justify-content: center;
  width: 48px; height: 48px; border-radius: var(--radius-sm);
  background: rgba(212,175,55,0.22); color: var(--gold); margin-bottom: 1.5rem;
}
.industry-icon svg { width: 26px; height: 26px; }
.industry-card h3 { position: relative; z-index: 1; color: var(--white); margin-bottom: 0.5rem; }
.industry-card p { position: relative; z-index: 1; font-size: 0.86rem; color: rgba(255,255,255,0.78); }
.industry-card .industry-link {
  position: relative; z-index: 1; display: inline-block; margin-top: 1rem;
  font-size: 0.72rem; font-weight: 800; letter-spacing: 0.1em; color: var(--gold);
}

/* ==========================================================================
   HOME — AI Discovery / Key Takeaways
   ========================================================================== */
.takeaways-panel {
  background: var(--white); border: 1px solid var(--line); border-top: 4px solid var(--blue);
  border-radius: var(--radius); box-shadow: var(--shadow-sm); padding: 2rem 2.25rem; margin-bottom: 2.5rem;
}
.takeaways-list { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 0.9rem 2rem; }
.takeaways-list li { display: flex; gap: 0.7rem; align-items: flex-start; font-size: 0.92rem; color: var(--ink-soft); line-height: 1.5; }
.takeaways-list strong { color: var(--ink); }
.takeaways-list .check {
  flex-shrink: 0; display: inline-flex; align-items: center; justify-content: center;
  width: 22px; height: 22px; margin-top: 1px; border-radius: 50%;
  background: rgba(212,175,55,0.18); color: var(--gold-dark); font-size: 0.72rem; font-weight: 900;
}

/* ==========================================================================
   SERVICES — Catalog
   ========================================================================== */
.services-intro-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; margin-bottom: 3rem; }
.services-intro-card {
  background: var(--bg-soft); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.5rem 1.25rem; text-align: center;
}
.services-intro-card .industry-icon { background: rgba(0,113,188,0.1); color: var(--blue); margin: 0 auto 1rem; position: static; }
.services-intro-card h3 { font-size: 0.95rem; margin-bottom: 0.3rem; }
.services-intro-card p { font-size: 0.82rem; color: var(--ink-soft); }

.service-block { border-top: 1px solid var(--line); padding: 2.25rem 0; display: grid; grid-template-columns: 280px 1fr; gap: 2.5rem; }
.service-block:first-of-type { border-top: none; padding-top: 0; }
.service-block-media {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  box-shadow: var(--shadow-sm); aspect-ratio: 4/3; background: var(--bg-soft); margin-bottom: 1rem;
}
.service-block-media img { width: 100%; height: 100%; object-fit: cover; }
.service-block-head h2 { margin-bottom: 0.5rem; }
.service-block-head .pillar-badge { margin-bottom: 0.75rem; }
.service-block-body p { color: var(--ink-soft); max-width: 62ch; margin-bottom: 1.1rem; }
.service-tags { list-style: none; display: flex; flex-wrap: wrap; gap: 0.6rem; }
.service-tags li {
  font-size: 0.78rem; font-weight: 700; color: var(--blue);
  background: rgba(0,113,188,0.08); border-radius: 999px; padding: 0.4rem 0.9rem;
}

/* ==========================================================================
   HOME — Advantage split
   ========================================================================== */
.advantage-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 3.5rem; align-items: center; }
.advantage-copy h2 { margin-bottom: 1rem; }
.advantage-copy > p { color: var(--ink-soft); margin-bottom: 1.5rem; }
.advantage-list { list-style: none; display: grid; gap: 0.85rem; }
.advantage-list li { display: flex; align-items: flex-start; gap: 0.75rem; font-weight: 600; }
.advantage-list .check {
  flex-shrink: 0; display: inline-flex; align-items: center; justify-content: center;
  width: 24px; height: 24px; margin-top: 1px; border-radius: 50%;
  background: rgba(212,175,55,0.18); color: var(--gold-dark); font-size: 0.8rem; font-weight: 900;
}
.advantage-media {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  box-shadow: var(--shadow-md); aspect-ratio: 4/3; background: var(--bg-soft);
}
.advantage-media img { width: 100%; height: 100%; object-fit: cover; }

/* ==========================================================================
   HOME — Lead band
   ========================================================================== */
.lead-band { background: var(--blue-deep); color: var(--white); }
.lead-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
.lead-copy h2 { color: var(--white); margin-bottom: 0.75rem; }
.lead-copy p { color: rgba(255,255,255,0.75); max-width: 40ch; }
.lead-form {
  background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow-md);
  padding: 2rem; display: grid; gap: 1.1rem;
}

/* --- Fields (shared) --- */
.field { display: grid; gap: 0.4rem; }
.field label {
  font-size: 0.72rem; font-weight: 800; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--ink);
}
.field .req { color: var(--gold-dark); margin-left: 2px; }
.field input {
  font-family: inherit; font-size: 0.95rem; color: var(--ink); background: var(--white);
  border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  padding: 0.75rem 0.9rem; transition: border-color 0.2s, box-shadow 0.2s; width: 100%;
}
.field input::placeholder { color: #a4adbb; }
.field input:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0,113,188,0.15); }
.form-status { min-height: 1.2rem; font-size: 0.88rem; font-weight: 700; }
.form-status.is-success { color: #1d8a4e; }
.form-status.is-error   { color: #c0392b; }

/* ==========================================================================
   ABOUT — Pillars
   ========================================================================== */
.pillar { display: grid; grid-template-columns: 1fr 1.1fr; gap: 3rem; align-items: center; padding: 2.5rem 0; }
.pillar + .pillar { border-top: 1px solid var(--line); }
.pillar-reverse .pillar-media { order: 2; }
.pillar-reverse .pillar-copy  { order: 1; }
.pillar-media {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  box-shadow: var(--shadow-sm); aspect-ratio: 3/2; background: var(--bg-soft);
}
.pillar-media img { width: 100%; height: 100%; object-fit: cover; }
.pillar-badge {
  display: inline-block; font-size: 0.68rem; font-weight: 800;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--blue);
  background: rgba(0,113,188,0.08); border-radius: 999px; padding: 0.3rem 0.85rem; margin-bottom: 0.9rem;
}
.pillar-copy h2 { margin-bottom: 0.85rem; }
.pillar-copy p  { color: var(--ink-soft); max-width: 52ch; }

/* ==========================================================================
   TESTIMONIALS
   ========================================================================== */
.testimonials-layout { display: grid; grid-template-columns: 380px 1fr; gap: 2rem; align-items: start; }
.testimonials-sidebar { position: sticky; top: calc(var(--header-h) + 60px); }
.testimonials-hero-image {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  position: relative; aspect-ratio: 3/4;
}
.testimonials-hero-image img { width: 100%; height: 100%; object-fit: cover; }
.testimonials-hero-overlay {
  position: absolute; bottom: 0; left: 0; right: 0;
  background: linear-gradient(0deg, rgba(10,37,64,0.92) 0%, transparent 100%);
  padding: 2.5rem 1.5rem 1.5rem; color: var(--white); display: flex; flex-direction: column; gap: 0.25rem;
}
.testimonials-hero-overlay .stars-row { font-size: 1.1rem; margin-bottom: 0.15rem; }
.testimonials-hero-overlay strong { font-size: 1.15rem; letter-spacing: 0.02em; }
.testimonials-hero-overlay span:last-child {
  font-size: 0.68rem; font-weight: 700; letter-spacing: 0.14em;
  text-transform: uppercase; color: rgba(255,255,255,0.7);
}
.verified-banner {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.25rem; margin-top: 1rem; display: flex; gap: 0.85rem; align-items: flex-start;
}
.verified-icon { width: 32px; height: 32px; flex-shrink: 0; color: var(--blue); }
.verified-banner strong { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; display: block; margin-bottom: 0.3rem; }
.verified-banner p { font-size: 0.84rem; color: var(--ink-soft); line-height: 1.5; }
.testimonials-stack { display: flex; flex-direction: column; gap: 1.25rem; }
.testimonial-card-v2 {
  background: var(--bg-soft); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.75rem 1.6rem; position: relative;
}
.testimonial-card-v2::after {
  content: "\201C\201C"; position: absolute; top: 1rem; right: 1.25rem;
  font-size: 3.5rem; line-height: 1; color: var(--line); font-family: Georgia, serif; pointer-events: none;
}
.stars-row { display: block; color: var(--gold); font-size: 1.15rem; letter-spacing: 0.08em; margin-bottom: 0.75rem; }
.testimonial-card-v2 > p { font-style: italic; color: var(--ink); margin-bottom: 1.25rem; line-height: 1.65; position: relative; z-index: 1; }
.testimonial-meta {
  border-top: 1px solid var(--line); padding-top: 1rem;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 0.5rem;
}
.testimonial-meta strong { font-size: 0.82rem; letter-spacing: 0.06em; display: block; margin-bottom: 0.2rem; }
.meta-badge { font-size: 0.64rem; font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; color: var(--blue); }
.verified-active { font-size: 0.76rem; font-weight: 700; color: #1d8a4e; display: flex; align-items: center; gap: 0.35rem; white-space: nowrap; }
.green-dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: #22c55e; }

/* ==========================================================================
   CONTACT
   ========================================================================== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 2.5rem; align-items: stretch; }
.contact-info-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-sm); padding: 2.5rem 2rem; text-align: center;
}
.contact-company { font-size: 1.2rem; font-weight: 900; letter-spacing: 0.04em; margin-bottom: 0.2rem; }
.contact-license { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; color: var(--ink-soft); margin-bottom: 2rem; }
.contact-detail { display: flex; align-items: center; justify-content: center; gap: 0.6rem; padding: 0.5rem 0; font-size: 1.02rem; font-weight: 600; }
.contact-icon { width: 20px; height: 20px; flex-shrink: 0; color: var(--gold); }
.contact-detail-label { display: block; font-size: 0.65rem; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-soft); }
.contact-divider { border: none; border-top: 1px solid var(--line); margin: 1rem 2rem; }
.contact-phone { font-size: 1.25rem; font-weight: 800; }
.contact-phone:hover { color: var(--blue-dark); }
.contact-quote-btn { margin-top: 2rem; border-radius: var(--radius-sm); }
.contact-map-wrap {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  box-shadow: var(--shadow-sm); height: 100%; min-height: 480px;
}
.contact-map-wrap iframe { display: block; width: 100%; height: 100%; min-height: 480px; }
.contact-form-card {
  background: var(--white); border: 1px solid var(--line); border-top: 4px solid var(--blue);
  border-radius: var(--radius); box-shadow: var(--shadow-md); padding: 2.25rem 2rem;
}
.contact-form-card h2 { margin-bottom: 1.5rem; }
.quote-form { display: grid; gap: 1.1rem; }
.form-actions { display: flex; gap: 0.75rem; flex-wrap: wrap; }

/* ==========================================================================
   CLIENT LOGIN
   ========================================================================== */
.client-login-card {
  max-width: 100%; margin: 0 auto; padding: 1rem;
  background: var(--white); border-radius: var(--radius);
  box-shadow: 0 4px 15px rgba(0,0,0,0.08); min-height: 480px;
  border: 1px solid var(--line);
  overflow: hidden;
}

/* NowCerts generates an iframe; make it fill the container */
.client-login-card iframe {
  width: 100% !important;
  min-height: 460px;
  border: none;
  border-radius: var(--radius-sm);
}

.portal-info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
.portal-info-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.75rem 1.5rem; box-shadow: var(--shadow-sm);
}
.portal-info-heading {
  font-size: 0.82rem; font-weight: 900; letter-spacing: 0.1em;
  text-transform: uppercase; margin-bottom: 1rem;
}
.portal-info-heading svg {
  width: 20px; height: 20px; display: inline-block; vertical-align: -3px;
  margin-right: 6px; color: var(--gold);
}
.portal-info-card p { color: var(--ink-soft); font-size: 0.92rem; line-height: 1.55; }
.portal-benefits-list { list-style: none; display: grid; gap: 1rem; }
.portal-benefits-list li { display: flex; gap: 0.65rem; align-items: flex-start; font-size: 0.92rem; color: var(--ink-soft); line-height: 1.5; }
.portal-benefits-list svg { width: 20px; height: 20px; flex-shrink: 0; color: var(--gold); margin-top: 1px; }
.portal-auth-note {
  text-align: center; font-size: 0.78rem; color: var(--ink-soft);
  padding: 1.5rem 1rem 2.5rem; border-top: 1px solid var(--line);
  max-width: 960px; margin-inline: auto;
}

/* ==========================================================================
   FAQ — Accordion
   ========================================================================== */
.faq-container {
  max-width: 780px;
  display: grid;
  gap: 1rem;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: none;
  border: none;
  text-align: left;
  padding: 1.25rem 1.5rem;
  font-size: 1rem;
  font-weight: 700;
  color: var(--ink);
}

.faq-question:hover { color: var(--blue); }

.faq-chevron {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--gold-dark);
  transition: transform 0.25s ease;
}

.faq-question[aria-expanded="true"] .faq-chevron { transform: rotate(180deg); }
.faq-question[aria-expanded="true"] { color: var(--blue); }

.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.3s ease;
}

.faq-answer > p {
  overflow: hidden;
  color: var(--ink-soft);
  padding: 0 1.5rem;
  line-height: 1.65;
  font-size: 0.95rem;
}

.faq-item.is-open .faq-answer {
  grid-template-rows: 1fr;
}

.faq-item.is-open .faq-answer > p {
  padding: 0 1.5rem 1.5rem;
}

.faq-answer a { font-weight: 700; }

.faq-cta {
  max-width: 780px;
  text-align: center;
  margin-top: 3rem;
  padding-top: 2.5rem;
  border-top: 1px solid var(--line);
}

.faq-cta p {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 1.25rem;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer { background: var(--bg-soft); color: var(--ink); border-top: 1px solid var(--line); }
.footer-columns { display: grid; grid-template-columns: 1.3fr 1fr 1.3fr; gap: 2.5rem; padding: 3rem 1.25rem 2.5rem; }
.footer-col h4 { font-size: 0.74rem; font-weight: 900; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink); margin-bottom: 1rem; }
.footer-wordmark { font-size: 1.35rem; letter-spacing: 0.06em; margin-bottom: 0.85rem; }
.footer-gold { color: var(--gold); }
.footer-tagline { font-size: 0.88rem; color: var(--ink-soft); line-height: 1.55; margin-bottom: 1.25rem; }
.footer-license-badge { font-size: 0.78rem; font-weight: 700; }
.footer-license-badge code { font-family: var(--font-stack); font-size: 0.78rem; letter-spacing: 0.06em; }
.footer-nav-links { display: flex; flex-wrap: wrap; column-gap: 2.5rem; row-gap: 0.6rem; }
.footer-nav-links a { color: var(--ink); font-size: 0.92rem; font-weight: 500; transition: color 0.2s; }
.footer-nav-links a:hover { color: var(--blue); }
.footer-office-item { display: flex; align-items: center; gap: 0.55rem; font-size: 0.9rem; margin-bottom: 0.65rem; }
.footer-office-item svg { width: 16px; height: 16px; flex-shrink: 0; color: var(--gold); }
.footer-phone-link { color: var(--blue); font-weight: 800; transition: color 0.2s; }
.footer-phone-link:hover { color: var(--blue-dark); }

.footer-bottom { background: var(--blue-deep); color: rgba(255,255,255,0.7); padding: 1rem 0; }
.footer-bottom-inner { display: flex; justify-content: space-between; align-items: center; gap: 1rem; flex-wrap: wrap; }
.footer-legal { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.04em; }
.footer-license-sm { font-size: 0.65rem; color: rgba(255,255,255,0.45); margin-top: 0.15rem; }
.footer-credit { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; color: rgba(255,255,255,0.55); display: flex; align-items: center; gap: 0.55rem; }
.prism-badge {
  display: inline-block; background: var(--white); color: var(--blue-deep);
  font-size: 0.7rem; font-weight: 900; letter-spacing: 0.14em;
  padding: 0.3rem 0.75rem; border-radius: 4px; text-decoration: none;
  transition: background 0.2s, color 0.2s;
}
.prism-badge:hover { background: var(--gold); color: var(--blue-deep); }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 960px) {
  .coverage-grid, .industry-grid, .services-intro-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-layout { grid-template-columns: 1fr; }
  .testimonials-sidebar { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .hero-grid, .advantage-grid, .lead-grid, .contact-grid, .pillar, .portal-info-grid { grid-template-columns: 1fr; gap: 2rem; }
  .pillar-reverse .pillar-media, .pillar-reverse .pillar-copy { order: 0; }
  .footer-columns { grid-template-columns: 1fr; gap: 2rem; }
  .takeaways-list { grid-template-columns: 1fr; }
  .service-block { grid-template-columns: 1fr; gap: 1rem; }
}

@media (max-width: 720px) {
  :root { --header-h: 96px; }
  .header-phone-number { display: none; }
  .header-phone .icon { width: 22px; height: 22px; }
  .hamburger { display: flex; }
  .primary-nav {
    position: fixed; inset: 0; top: calc(var(--header-h) + 33px);
    background: var(--white); border-top: 1px solid var(--line);
    transform: translateX(100%); transition: transform 0.3s; z-index: 90; overflow-y: auto;
  }
  .primary-nav.is-open { transform: translateX(0); }
  .nav-list { flex-direction: column; align-items: stretch; padding: 1.5rem 1.25rem; gap: 0; }
  .nav-link { display: block; padding: 1.05rem 0.5rem; font-size: 1rem; border-bottom: 1px solid var(--line); }
  .header-logo img { max-width: 260px; max-height: 90px; }
  .nav-link::after { display: none; }
  .nav-link.is-active { color: var(--blue); border-left: 4px solid var(--gold); padding-left: 0.9rem; }
  body.nav-locked { overflow: hidden; }
  .announcement-bar p { letter-spacing: 0.18em; font-size: 0.7rem; }
  .section { padding: 2.75rem 0; }
  .hero { padding: 2.25rem 0; }
  .hero-card { padding: 1.75rem 1.4rem; }
  .lead-form, .contact-form-card { padding: 1.6rem 1.3rem; }
  .coverage-grid, .industry-grid, .services-intro-grid { grid-template-columns: 1fr; }
  .testimonials-sidebar { grid-template-columns: 1fr; }
  .testimonials-hero-image { aspect-ratio: 16/9; }
  .contact-map-wrap { min-height: 280px; }
  .footer-bottom-inner { justify-content: center; text-align: center; flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
}